The time it takes for the bitcoins to arrive in your wallet and be spendable depends on your country and payment method used. Brenden Matthews Jan Each payment request uses a new address, which helps prevent other users from connecting Bitcoin addresses together. Please note that fees are approximate and may vary based on your country or purchase size. Note: ERC tokens are cryptocurrencies that have been built on top of the Ethereum blockchain. If this method fails, or if you cannot find your bank, you can manually add your bank account by giving your routing number. Coinbase has a simple and easy to understand interface.