However, when clients use credit cards in purchasing Bitcoin, they elude the monitoring system as credit money is usually legitimate, they then service their loans with the laundered money and the cycle continues. On the other hand, as an individual buyer, all you need to have is money and access to any of the platform that offers Bitcoin for sale such as Crypto Exchanges, financial institutions, etc. From the exchanges listed above, you definitely need some kind of proof. You will find out that you need a wallet as Bitcoin is a decentralized distributed ledger network where each user is responsible for keeping account of their tokens. Can you share your experiences? Advertiser relationships do not affect card evaluations.