The Central Bank of Iceland. Operating behind the anonymous Tor network might give a subjective expectation of privacy, but this may not be reasonable expectation of privacy that would survive the Katz test [52] because the Tor software explicitly states that it «can’t solve all anonymity problems». Retrieved 29 October However, in order for these sites to exchange their Bitcoins for a fiat currency they must use a financial exchange, so even by receiving their earnings with Bitcoin, the online gambling sites may come into jurisdiction of the UIGEA if the gambling business accepts payment through » i automated clearing house ACH systems, ii card systems, iii check collection systems, iv money transmitting businesses, and v wire transfer systems.